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Fine Arts & Collectibles

logosQuick link—> Retail Insurance Program | Private Fine Arts Program

Fine Arts dealers, private collectors of all forms (e.g., jewelry, gems, coins, stamps, art), museums and associated businesses will benefit from comprehensive portfolio coverage that takes into consideration all of the unique exposures that confront the industry. The IAS Fine Arts & Collectibles exclusive national program offers clients a wide selection of loss prevention and safety services, all with the objective of helping to reduce risk, control losses and protect your Balance Sheet. Premium credits for safes and alarm coverage and management expertise are available for clients that invest in sound risk management.

We understand your industry, and are ready to service your specific needs with one of our collectible-related risk management programs. Our deep industry knowledge coupled with our reputation for offering comprehensive and customized insurance programs creates a unique advantage in servicing the fine arts and collectibles industry.

The IAS Fine Arts & Collectibles Program will offer the following:

  • Recommendations on pre-employment screening, background checks, drug testing
  • Employee awareness, response to various external or internal theft exposures
  • Employee safety procedures for safe opening and closings, burglar alarm response
  • Facility housekeeping standards for customer and employee safety
  • Burglary prevention programs and alarm-testing procedures
  • Burglar alarm, safe and vault specifications and ratings
  • Installation and use of hold-up alarms or other local alarm devices
  • Recommendations on proper inventory or materials documentation
  • Security and safety of employees/salespersons during off-premise events
  • Closed-circuit TV installations and recording requirements
  • Lock and key controls/showcase security/access control
  • Fine specie security requirements/disciplines
  • Shrinkage control programs
  • Business interruption preparation and assistance
  • Assistance with new construction or remodel systems design
  • OSHA compliance as it relates directly to your business
  • Fire protection systems and related equipment/training
  • Risk improvement assessments
Assisting you in maintaining a safe, secure and profitable business is the ultimate goal of the IAS Fine Arts & Collectibles team.

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RETAIL INSURANCE PROGRAM
Insurance coverage for the precise needs of fine art and collectibles stores in one portfolio package. Whether you are a single location or large multi-state chain, our program insurers have been helping fine arts and collectibles businesses for more than 100 years. Talk about industry knowledge! The IAS Retail Insurance Program provides outstanding protection for retail fine arts and collectible businesses. It combines broad property, liability, commercial auto, umbrella, and in most states, workers compensation coverage. It includes protection specifically designed for fine arts & collectibles stores such as:
  • Collectibles—covers fine art merchandise, as well as non-fine art items and normal retail store coverages.
  • Premises Liability Coverage—protects you from losses caused by bodily injury or destruction of property suffered by customers on your premises.
  • Peak Season Coverage—protects you against the added risk of higher inventories of merchandise during peak selling seasons.
  • Business Income Loss Protection—protects you against loss of income from business interruption for up to 12 months, and pays the full cost of necessary extra expenses to keep you in business.
  • Accounts Receivable Coverage—protects you from losses resulting from the destruction or loss of credit card records.
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PRIVATE FINE ARTS PROGRAM
Private collections (e.g. jewelry, gems, coins, stamps, art) will benefit from broad, insured to value (no deductible) comprehensive coverage. Premium credits for safes and alarm coverage are available for clients that invest in sound risk management.

SUPERIOR CLAIMS SERVICE: Our claim representatives understand the nature of your business. They recognize how difficult a business shut-down would be. While our service is fast, responsive, and fair, our ultimate goal is to minimize your business disruption so you can get back to full operation as quickly as possible.

Easy Access to this Unique SET OF COVERAGES: Integrated Assurance Solutions, LLC, an affiliate of Dowell Insurance Agency, Inc., has experience in writing fine arts & collectibles manufacturers, wholesalers and retail operations for the past twenty-five years. We are intimately familiar with the specific needs of this client group as well as the issues that are being faced within the industry today. Working together with reputable, financially sound, national insurance carriers, the IAS Fine Arts & Collectible Program coverage offers you a dedicated, experienced team of underwriters, superior products and prompt service.

We look forward to serving your special insurance needs.

Would you like to receive a no-obligation, preliminary indication of availability and applicability of coverages for your business?  If so, then fill out our secure questionnaire. You'll be taken to a secure area to answer only a few key questions.  Then we'll get back to you.

Have any questions? Or maybe interested in the coverages for your business? Please let us know and we will try to help. Just fill in the simple form below, and we’ll be in touch with you soon.


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